Semi-Commercial Property Finance
Five Shops, Six Flats: How a Lender Actually Reads Retail Parade Finance in 2026
A retail parade with flats above is not five loans and six loans. It is one rent roll, one split, one stress test and one facility. A practitioner read on how a lender takes a parade apart in 2026: the tenant mix, the uppers, the 40 percent rule, the 125 to 140 percent cover test, and what a...